Remortgage

We’ll find you the best deal when it’s time to remortgage

 

Whether you have reached the end of your fixed term deal and want to review your options to ensure you stay on the best rate available, or are perhaps looking to raise money for home improvements or to consolidate debt, we can help you remortgage.

As independent advisers we search across the market to find you the best deal. We also have access to exclusive rates that are not available on the high street, or to the public direct.

Most lenders now offer free valuations and basic legal work, and should an arrangement fee apply, then in most cases it can be added to the loan.

If you are an existing client we will write to you a few months before your current fixed term comes to an end, as acting quickly - before you roll onto your lender’s standard variable rate - will ensure you aren’t paying more than you need to.

Consultations are free of charge - our admin fee is only payable upon submission of a formal application. Existing clients also qualify for a £100 reduction on our admin fee (£149 instead of £249), and if the best course of action is to remain with your current lender then no fee will apply.

We will also take this opportunity to review any existing protection policies you may have in place, or advise on new ones, to ensure that you, your family and your home are suitably covered should your circumstances change.

 

  • "My wife and I used SHFS for our recent remortgage. Kelly was fantastic throughout the process. She went out of her way to make sure we got a good deal and she took the complexity out of the process, answering each question we had with speed and clarity."

    — Steve B

  • ''Tom managed to find us a better deal than we got going directly to banks. He has been there every single step of the way and we cannot thank him enough. We would not go anywhere else now.''

    — Elizabeth B

  • ''SHFS couldn't be more helpful, knowledgeable, friendly and fast at responding. Would highly recommend.''

    — Jess B

  • ''I am a first time buyer and Tom has been extremely helpful, no question too silly, very professional and easily contactable. Tom has made the process a lot less daunting and found me the best deal.''

    — Zofia

  • ''I wasn't sure if I was suitable for a mortgage, but I cannot recommend Kelly and the team any more highly. Any person needing a mortgage can rest assured they will do nothing but the very best for you.''

    — Kyle W