Shared Ownership

A flexible way of getting on the property ladder

 

If you can’t yet afford the mortgage on 100% of a home, then Shared Ownership gives you the opportunity to buy a share and pay rent on the remainder. You only need a small deposit and can normally increase your share in the property over time (this is known as staircasing).

Shared Ownership is available to borrowers with a maximum household income of £80,000 - or £90,000 in London - enabling you to get onto or up the property ladder.

Generally speaking, the minimum share available to purchase in a new build Shared Ownership property is 25%, and the maximum share is 75%. You will need to contribute at least a 5% deposit, although some lenders will accept a gifted deposit from family.

Book a free, no obligation appointment with us to review your options.

 

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